Privacy Policy
Introduction
At https://conventional-mortgage.buzzzoomer.com (hereinafter referred to as “Conventional Mortgage” or “we”), we are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and handling of personal information in compliance with various global privacy regulations. These include, but are not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25 on the protection of personal data in the private sector
- The General Data Protection Regulation (GDPR) of the European Union
- Brazil’s General Data Protection Law (LGPD)
- California Consumer Privacy Act (CCPA/CPRA), USA
- Colorado Privacy Act (CPA), USA
- Utah Consumer Privacy Act (UCPA), USA
- Connecticut Data Privacy Act (CTDPA), USA
- Virginia Consumer Data Protection Act (VCDPA), USA
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy is applicable to all aspects of the Conventional Mortgage website, including but not limited to:
- Our primary website at https://conventional-mortgage.buzzzoomer.com
- Any mobile or desktop applications associated with our services
- Online and offline services and products offered under our brand
Please note that this policy does not extend to third-party platforms, applications, or services accessible through links on our site. These entities have their own privacy policies, and we encourage you to review them before using such services.
Processing Activities
This policy governs your interactions with Conventional Mortgage when:
- You register an account and use our applications or services as an authorized user.
- You visit any of our websites linked to this Privacy Policy.
- You subscribe to receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).
Personal Data Collection
We collect a variety of personal data to enhance your experience and provide tailored services. The types of personal information we gather include:
- Account Information: Details related to your user account, such as username, email address, and password hashes.
- Payment Information: Credit card details, billing addresses, and payment history for processing transactions.
- Financial Information: Data about your financial status, credit score (if provided), and mortgage-related inquiries.
- Purchase Information: Records of products or services accessed through our platform, including interaction histories.
- Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile app usage data to provide personalized experiences.
- Location Data: Information about your geographic location when you interact with our apps or websites.
- Feedback: Comments, reviews, and responses provided by users to improve our services.
- Social Media Information: User profiles and interactions from social media platforms (if linked to your account).
- Product Information: Details about products viewed, added to carts, or purchased on our site.
We collect this data through various methods, including direct user input, tracking technologies, analytics tools, and third-party partnerships.
Cookies
Conventional Mortgage uses cookies to enhance user experience and gather analytics. Cookies are small text files stored on your device by websites you visit. They fall into three categories:
- Strictly Necessary: These cookies enable core functionalities like login, account management, and payment processing.
- Preference: Used to remember user preferences and settings for a personalized experience.
- Analytics: Track website usage statistics to improve our services and content.
Users can control non-essential cookie preferences through our built-in Cookie Manager.
Retention and Deletion
We retain personal data for the duration required by law or for legitimate business purposes. Once the purpose is fulfilled, we securely delete or anonymize the data to ensure your privacy. Our retention periods are determined based on factors such as:
- Legal obligations
- Business requirements
- User preferences
- Data sensitivity
Security Measures
We have implemented robust organizational and technical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These measures include:
- Encryption of data in transit and at rest.
- Secure third-party processing partners who adhere to strict privacy standards.
- Access controls and employee training on data protection best practices.
Children’s Privacy
Conventional Mortgage does not intentionally collect personal information from children under the age of 18. We encourage parents and guardians to supervise their children’s online activities and educate them about safe data practices.
Your Rights
Depending on your location, you may have specific rights regarding your personal data, including:
- Access to your data and its use details.
- Rectification of inaccurate or incomplete information.
- Erasure (deletion) of your data under certain circumstances.
- Restriction on the processing of your data.
- Right to data portability for transferring your data to another controller.
- Objection to how your data is used.
- Non-discrimination in our services based on data protection rights exercise.
To exercise these rights or have any data-related inquiries, please contact our dedicated privacy team using the details provided below.
Changes to Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be posted on this page with an updated effective date. We encourage users to review this policy periodically for the latest information.
Contact Information
For any privacy-related inquiries, requests to unsubscribe, or questions regarding data handling, please contact us:
- Email: [email protected]
- Postal Address: [Privacy Team’s Mailing Address]